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'Did you know?'

 

If you have learnt by experience and feel people might like to know, send us the INFO and we can share it with others.

 

Click on the links to go directly to the subject of interest!

Accidents      Documents    Driving     Electricity/EDF    Entry to France as a new resident    Finance    Health    Holidays    Insurance    Internet    Passports    Swimming Pools    Tax    Telephone    Tips about houses   

 

French Fixed Public Holidays

 

1 January - New Year 1 May - Labour day  8 May - Victory day 
14 July - Bastille day 15 August - Assumption of Virgin Mary 1 November - All Saints day
11 November - Armistice day 25 December - Christmas Day

 

Tips about houses

 

If you can get a survey done on the property you are thinking of buying, DO IT!


Notaires sell houses, their commission could be cheaper.

 

Land is always measured in square meters. 4000 sq mtrs is approx. 1 acre

 

Distance in kilometers - to convert quickly to miles multiply by ·6 ie 10k=6m 

 

Certificate of Urbanism ( outline planning) is only valid for 1 year.

 

Planning permission will be needed to turn a barn into a house and not all barns are suitable, check that out before you buy.

 

Chimneys  need to be officially cleaned once a year to meet insurance requirements. To clean your chimney yourself you can buy a 'bûche de ramonage' which comes with an assurance certificate.

 

Painting the outside of your house is not always straightforward, some communes have strict rules about colour schemes, check with your Marie.


Swimming Pools

 

Swimming pools New laws came into effect 01/01/2004. Check out this link for some info  www.richardewing.net/poolsafety


Tax

 

If you live in France permanently and your home is your main residence you must register with your local tax office and receive a tax number, even if you have nil income. If you don't do this and then sell your house you will be subject to capital gains tax.


Winter Fuel Allowance 2007

 

In 2005 a Winter Fuel Allowance (Prime a la Cuve) was paid at 75 euro. This year due to the high price of fuel the allowance will be 150 euro.

 

To claim this allowance you must be tax resident in France, on a low income, provide a copy of your Tax Notification and receipt for fuel purchase.

 

The form to claim this allowance is available from you local Impot office or may be downloaded in .pdf format here http://www.minefe.gouv.fr/directions_services/Tresor_public/aide_cuve/formulaire_2007.pdf

 

Entry to France as a new resident

 

This information has been taken from The Complete France Forum (16 September 2007 - with the moderators and forum members permission) and is high priority information to ALL new residents to France. Please click through to the forum for more information if you wish.

New regulations concerning the Right of Entry and Residence for EU Citizens intending to move to France.

There have been some important changes to the French immigration regulations that will effect all those intending to relocate to France in the future. The purpose of this note is to provide a brief overview of the situation as published on the Service-Public website.

The government is introducing a new obligatory registration system for EU citizens which is due to come into force soon. Under the new regulations, you will be obliged to register with your mairie within three months of arrival and obtain a residence certificate.

In order to obtain the certificate, you must comply with the code de l'entrée et du sejour des étrangers et du droit d'asile (articles L121-1, L 121-2 and L122-1 to L122-3) which sets out the following conditions:

  • You must be in possession of an current valid passport
  • You must not be considered to be a threat to public order,
  • You must provide evidence that you have sufficient resources so as not to become a burden on the French social security system and have made adequate provision for healthcare and maternity insurance.

In terms of the latter condition, the criteria for registration may be fulfilled as follows:

You are currently employed or have an offer of employment in France

You will be making obligatory contributions towards social security/pension/healthcare in the same way as any other French employee. You must produce evidence of employment in order to obtain your residence certificate.

You are not employed, but intending to start your own business in France

Provided you have registered the business within the three months and arranged the obligatory social security/pension/heathcare provisions applicable to your trade or profession, then you may obtain your residence certificate.

You are retired or you have not obtained employment or established a business in France

As a ‘non-actif’, you must provide evidence of resources (such as pension and/or investment income) at least to the level of RMI (currently 440,86€ per month for a single person without child), or if you are over 65, then at least to the level of the old person’s allowance (currently 621,27€ per month maximum for a single person).

The additional entry requirement for heathcare insurance will be satisfied if you hold a current valid E-form entitling you to affilliate to the state heathcare insurance system, otherwise you will have to purchase a private health insurance policy offering an approved level of cover. If you hold a temporary E106, then once it expires, your affiliation will also expire and you will have to obtain private insurance cover. Holders of the E121 automatically receive entitlement to state healthcare insurance cover for life, so they are not affected by this.

The new registration requirement will only apply to persons entering France once the decree setting out the modalities of the process has been published. After that, the right of stay will be dependent upon fulfilling these criteria and obtaining the necessary residence certificate.

The above procedure applies to EU citizens only. Non EU citizens are subject to other arrrangements.

Documents

Did you know that there are strict rules on how long certain documents should be kept? If you would like a list just e mail carol@dordogne-on-line.info and a "word" document will be sent by return e mail, just mark your e mail DOCUMENTS

 

Driving

 

Drivers who take up residence in another EC/EEA country no longer have to exchange their driving licence, but may continue to drive using their own national licence for as long as is remains valid. You should however check with the appropriate driving licensing authorities where you will be residing for information on any conditions that the host member state may stipulate.

National licences may only carry an address from the country which issued that licence. The DVLA is therefore unable to re-issue your British licence with a foreign address. It is accepted that drivers who move to another part of the EC/EEA could be holding driving licences showing an incorrect address. This is permissible under the terms of the EC Directive on Driving Licences.

Further info www.direct.gov.uk

 

ACCIDENTS - you should have a form in your car (available from your insurance company) and called in French "Constat Amiable d'accident Automobile". If you are unfortunate enough to have an accident this form MUST be completed in conjunction with the driver of the other car and each of you have a copy and then you MUST report to your insurance company as soon as possible. We have a bilingual copy of this form (in French and English) in PDF format. If you would like a copy please email carol@france-on-line.info and put ACCIDENT FORM in the subject box and we will be pleased to forward a copy to you.

Finance

Banks are generally open from 9am to 5pm but they usually close at lunchtime.

It is possible that Banks will be open on Saturday and closed on Monday.

 

To open a bank account you will need, passports, usually 3 months bank statements and some uk utility bills with your address on. You do not have to have a French address to open a bank account. Lots of banks now have someone who speaks English. Banks in France charge for using your account so make sure you understand the charges.

 

Click here to go to our Links Page for French Banks

 

If you are looking into opening a French bank account, bear in mind that some banks have started English speaking telephone help lines for customers of their banks who are not French resident. You may also be able to access your account on line, so it is worth looking at different banks to see which one suits you. Click here to go to our Links Page for French Banks

 

Health

 

Emergency phone numbers

 

Police            17

 

Fire                18

 

Ambulance    15

 


Affections Longue Duree (ALDs) - we have a list of these medical conditions in English. If you would like a copy please email carol@dordogne-on-line.info with "ALD LIST" in the subject box and we will forward a copy to you.

Affections Longue Durée (ALDs) as presently defined by the French Government.  ALDs are medical conditions for which 100% re-imbursement is available through the French State Healthcare scheme.


French government's new decision on access to the French healthcare system for inactive citizens from other EU countries (14/12/07)

This is a statement taken from the British Embassy France web site.

Following representations made to the French government, we can confirm that the French Health Ministry has modified its decision regarding access to the French healthcare system for inactive citizens from other EU countries already residing in France.

According to the French Health Ministry's official revised statement and Q&A factsheet http://www.securite-sociale.fr/comprendre/europe/europe/cmu_inactifs.htm the position is:

  • Inactive EU citizens already living in France and already registered and accessing healthcare via the CMU before 23 November 2007 will now be allowed to continue to do so.
  • After 5 years of "regular, uninterrupted residence" in France, an EU citizen qualifies as a permanent French resident and will therefore have access to healthcare via the CMU.
  • The position remains that all inactive EU citizens under retirement age living in France now or in future who are not entitled to healthcare reimbursement (through the E106 or E109 forms) or to access to the French health system will be required to have their own personal health insurance until they reach UK state pension age (and therefore qualify for entitlement to the E121 form), or until they qualify as a French resident (after 5 years of "regular, uninterrupted residence").
  • We have ensured that the French authorities are fully aware of the specific circumstances of E106 holders already resident in France who do not have existing access to CMU and who may not be able to secure private health insurance for various reasons when their E106 expires. Following discussions to highlight the need for urgent clarification in cases where the E106 is due to expire imminently, we have been told that people will have the safeguard of essential immediate healthcare provision. We are expecting a response in the next few days from the Health Ministry to give further detail for people in these circumstances.
  • As previously, people already over retirement age who are holders of an E121 which is registered with the French authorities will remain unaffected.

This information is based on what we have been told by the French authorities. We suggest people seek further information and advice on individual cases from one or more of the following:

French Social Security website: http://www.securite-sociale.fr/comprendre/europe/europe/cmu_inactifs.htm

CPAM - The French Health Service (English language service): +33 8 20 90 42 12

CLEISS - (France's helpdesk for international mobility and social security):
11 rue de la tour des Dames
75436 Paris cedex 09
Tel: +33 1 45 26 33 41
www.cleiss.fr

DWP Overseas Medical Benefits helpline International Pension Centre
Room Tc001
Tyneview Park
Whitley Road
Newcastle upon Tyne
NE98 1BA
Tel: +44 (0) 191 218 1999 (Monday to Friday 8am - 5pm)
www.dh.gov.uk/travellers

or for press enquiries: Department of Health Press Office: +(44) 207 210 5221

 


Carte Europeene d'Assurance Maladie - if you are a resident in France and travel to the UK or any other country for a holiday you must have this card. It is necessary to renew it every year. Either apply at your local CPAM or you can apply on line here http://www.ameli.fr/assures/vos-services-en-ligne/demande-de-carte-europeenne-d-assurance-maladie_dordogne.php if you are in the Dordogne. If you are not in the Dordogne go to the top right had corner and enter your postcode to be directed to your local CPAM web site. You need a card for each person travelling.


E111 was the certificate that entitled you to emergency treatment that becomes necessary during your visits to France. 

The EHIC has replaced the old E111. From 1 January 2006, E111s are no longer valid. Find information here

You can apply on-line, by phone or by post (pick up the EHIC form and pre-addressed envelope from the Post Office)

The quickest and easiest way to get an EHIC is to apply online.


MEDICATION AND MEDICAL PROBLEMS - whether you are just travelling France, renting, house hunting or coming to live for the first time carry with you details of any medical conditions you may have and a list of your medication, preferably prepared by a doctor in the UK. If your stay in France is extended for any reason and you are not carrying enough medication it would make it easier for a French doctor to prescribe for you.

 

Insurance

 

House Insurance must be in place before you finally sign for a property. Take a copy of the insurance/cover note with you to the Notaire on signing day.

Changing Insurance companies - you must give at least 2 months notice to change your insurance company.

 

Internet

 

Wanadoo - for those of you using Orange (was Wanadoo) as your internet connection and also having a Live box as a router for ADSL/Broadband connection - it is sometimes a problem trying to understand all the French for installation and trouble shooting. Go to www.orange.co.uk and click on the Help button - there you can type in a question for example "install livebox" and a list of different help pages will appear, in some instances identical to the French but if not the principles are the same. Found this a great help at times and there is also a full list of the problem codes.

 

Passports

 

To renew an English Passport in France go to www.amb-grandebretagne.fr and click on the English Flag. Then click on Services for Britons in France and then Passports and you can follow the link from there by clicking on B.R.I.T. "click here" which opens a page with forms to download and costs etc.

 

Electricity/EDF

 

EDF - Phone line and email address for English residents - 05 62 16 49 08 and the email is simpleenergywithedf@edf.fr

 

Telephone

 

France Telecom Paris has opened an 0800 364 775 number (toll-free call) intended to cater for the needs of the English-speaking community all over France. This new service is open Monday to Friday from 8:30 AM to 8:00 PM. 

For more info: www.francetelecom.com

Do send us anything you consider would be useful here!

Home    About us    Activity Breaks    Holiday Accommodation    Long Term Lets    Classifieds    Estate Agents    Property for Sale

Kid's Stuff    Events and Leisure    'Did you know?'    Useful Links    Wanted Ads    Books

Testimonials    Visitor views!